Hospital Debt Relief Cambridge MA
Hospital Debt Relief
Debt Relief Solutions for Medical Debt- Part Two
When many people are bogged down by hospital debts, the last thing on their mind is accusing or trying to find errors with the providers of the services. However, there are many common medical billing errors made on a regular basis, and people need to ensure that they are not being overcharged before they face serious debt relief solutions for their medical debt. In many cases, patients are able to save a substantial amount of money.
Here are some more common errors in medical billing that people face:
6. Excessive markups or pricing. Since insurance covers most of the costs of services rendered, some medical professionals are desperate to seek profit from their patients. Therefore, they will often overprice items simply to make money off of the patients. This usually happens more often with medications than services, where a simple Ibuprofen might cost you $5 when it only actually cost the hospital a few cents. You can check this against the Medicaid red book wholesale pricing guide for medications.
7. Unbundled charges. When services are able to be packaged together, they should be. Many medical professionals will un-package the services and charge separately for each event or service. This often causes patients to pay twice for the same service, and also to pay more because the procedure is broken down rather than charged like one service like it should be.
8. Miscoding is another common error. The most common is the use of DRG, which is the code for 'diagnostic related group'. This code can be misinterpreted or wrongfully charged, which can lead to higher bills and more out-of-pocket expenses. Many people have actually brought civil and criminal charges against medical doctors and hospitals for the misuse or miscoding of this service, and you will need to talk to your provider to determine if you are being wrongfully charged for this service.
9. Too much staff is another common problem. Staffing employees for procedures when they are not needed is prohibited, but many medical providers and hospitals will try to do it anyway. This will force you to pay higher bills to pay for the services of staff that weren't really needed. There are regulations about which staff is needed for which procedures.
10. Services that are not competitive in pricing. Most states will require that medical charges have reasonable rates. You should check other hospitals in the area to be sure that you're paying the same or similar to what you would pay elsewhere, and if you are not, you should fight the charges because it is often unlawful for this to occur.
Keep reading to learn more about common medical bill errors in part three.
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